The National Student Financial Aid Scheme (NSFAS) helps South African students from low-income households fund their tertiary education. This guide explains how to apply, how much you can receive, what NSFAS covers, and who qualifies.
1. What Is NSFAS?
NSFAS is a government-funded financial aid program that supports eligible students who want to study at public universities or TVET colleges. Funding includes tuition, accommodation, meals, transport and learning materials.
2. Who Qualifies to Apply?
- South African citizens only
- Household income must be below R350,000 per year
- People living with disabilities qualify up to R600,000 household income
- Must be applying or accepted at a public university or TVET college
- Must have a valid ID or Smart ID Card
3. What NSFAS Covers
NSFAS pays for:
- Full tuition fees
- Accommodation (on or off campus)
- Meal allowances
- Transport allowances
- Books and learning materials
- Personal care allowance
4. How Much You Can Get (2025 Estimated Allowances)
The amount depends on whether you study at a university or TVET college.
University Students
- Accommodation: Based on university fees
- Meals: ± R1,650 per month
- Transport: Up to R7,500 per year
- Learning materials: ± R5,200 per year
- Personal care: ± R3,000 per year
TVET College Students
- Accommodation: College rate or private capped amount
- Meals: ± R6,000 per year
- Transport: Up to R7,500 per year
- Learning materials: ± R5,200 per year
5. How to Apply for NSFAS (Step-by-Step)
Step 1: Create a myNSFAS Account
- Visit the official website: www.nsfas.org.za
- Click on “myNSFAS” and select “Create Account”
- Enter your ID number, personal details and create a password
- Verify your phone number and email via OTP
Step 2: Prepare Required Documents
- Certified ID copy
- Parent/guardian ID copies
- Proof of income or affidavit
- Matric certificate or latest results
- Proof of disability (if applicable)
Step 3: Start Your Application
- Log in to your myNSFAS account
- Click “Apply”
- Complete personal, educational and financial details
- Upload all documents
- Submit the application and keep your reference number
6. NSFAS Payment Method
NSFAS pays allowances through the NSFAS Bank Account System. Once approved, you will:
- Receive an SMS to onboard to the NSFAS Bank partner
- Download the NSFAS Bank mobile app
- Get your virtual and physical card
- Receive monthly allowance payments directly to your NSFAS bank card
7. Tips to Make Your Application Successful
- Apply early to avoid delays
- Ensure documents are certified and clear
- Use your own phone number and email for verification
- Check your application status regularly on myNSFAS
8. Final Thoughts
NSFAS is one of the best opportunities for students who cannot afford tertiary education. If you meet the requirements and follow the steps correctly, you can secure full funding for your studies. Always apply before the closing date and make sure your information is accurate.
Start your NSFAS journey today and secure your education future!

